If you need help with the Medicaid application process, we encourage you to seek legal advice from our experts.
Here at The Law Offices of Kayce C. Staehle, we specialize in elder law. As the name suggests, this area of the law covers various matters relevant to elders and their needs, including health care, retirement, long-term care planning, and more. One of the things that our team of elder care lawyers can help you with is Medicaid applications. While the application forms are freely available and the questions may seem straightforward enough, we encourage you to consult a lawyer for help with this matter, as the impact of your answers isn’t readily apparent.
The reason that we recommend speaking to a lawyer about Medicaid applications, particularly applications for the long-term care program, is that most applicants don’t understand what the state is really trying to find out by asking these questions, or what impact their answers can have. For example, most Medicaid applications have a question about whether the applicant has made gifts or asset transfers within the last five years. You may wonder what this has to do with anything, but a trained elder care lawyer can tell you that the point of the question is to find out whether the applicant has made any disqualifying transfers–if yes, then the applicant will receive a penalty that prevents them from receiving Medicaid benefits for a number of months. As this example illustrates, it’s a good idea to consult a lawyer when applying for Medicaid, as someone trained in elder care law will know how to avoid these pitfalls and will be better able to help you navigate the ins and outs of the process. Our team wants to help you get the best possible care for your needs, and we’ll help you make the system work for you.
Another situation where it makes sense to talk to a lawyer about a Medicaid application is when one spouse is in need of long-term care, while the other remains healthy enough to continue to live independently in the larger community. The financial eligibility rules for married couples are different than those for single applicants, and our team can help you navigate these hurdles. We’ll help you create a plan for your assets that will ensure that you qualify for long-term Medicaid, while still holding onto enough resources to allow the healthy spouse to cover their costs of living.
A third reason to consult a lawyer about matters of Medicaid is that it’s important to apply for the program at the right time–apply too soon, and you may face penalties and long ineligibility periods, but apply too late and you might miss out on months of coverage. Our experts can help you determine the ideal time to file your application in order to receive the maximum benefit and utility.
Our team is proud to serve the Mooresville, North Carolina community, and we want to help you do what’s best for your health or the health of your aging loved ones. If you are interested in professional assistance with your Medicaid application, just give us a call.